Stereotypes exist for a reason

"AestheticsInMotion" (aestheticsinmotion)
05/08/2019 at 17:20 • Filed to: None

Case in point. My friend finished up his 4 year (5 year?) contract with the US Army, and what did he do on his first week back?

Took out a personal loan and ordered a brand new ZL1 Camaro.

Dude comes from a wealthy family and is living at home so it’s not like he’s going to starve, but I’m terrified to think of what kind of terms he got. 15%?20%?

DISCUSSION (38)

Sampsonite24-Earth's Least Likeliest Hero > AestheticsInMotion
05/08/2019 at 17:23

lol my wifes best friend took out a load for a early 2000s Mustang Mach 1 after his deployment, about 6 months into ownershit he got drunk and drove it into the side of a house. nobody was injured but what is it with military dudes and pony cars

Chariotoflove > AestheticsInMotion
05/08/2019 at 17:25

The jokes write themselves. Please tell me your friend has the kind of sense of humor where you can use them.

AestheticsInMotion > Chariotoflove
05/08/2019 at 17:28

Oh yeah. He’s a goofball, and a genuinely good-natured, incredibly intelligent dude. He’s just got this massive blind spot for anything financial.

Could be worse. He didn't marry a stripper

AestheticsInMotion > Sampsonite24-Earth's Least Likeliest Hero
05/08/2019 at 17:29

I wonder what determines whether they get pony cars, or Japanese imports

Chariotoflove > AestheticsInMotion
05/08/2019 at 17:29

He ha sn’t had the car long. Give him a chance.

RiceRocketeer Extraordinaire > AestheticsInMotion
05/08/2019 at 17:29

dbag neighbor had a party ... parked outside his place were a busted Camaro, busted Mustang, and a bro truck.

Tripper > AestheticsInMotion
05/08/2019 at 17:31

Obviously depends on his credit, and down payment but the rate might not be that bad. I took out a unsecured personal loan to buy the 02 and got 7%. I didn’t care because I wouldn’t be keeping the loan for more than a few months, but still I thought that was low. It was lower than I was quoted than by some banks that finance classics.

farscythe - makin da cawfee! > AestheticsInMotion
05/08/2019 at 17:31

whew...i thought you were about to say he came back and murdered a bunch of civilians

then i realized its not a mustang

bob and john > AestheticsInMotion
05/08/2019 at 17:34

okay, while I didnt get a loan for anything NEAR as much, the one I got for the daytona was....2.99% as a first time loan.

AestheticsInMotion > Tripper
05/08/2019 at 17:34

I’m guessing you’re a rare case. Normally when I here “personal loan” for a $50k+ car I think of rediculously high rates, and long loan terms.

AestheticsInMotion > bob and john
05/08/2019 at 17:35

Oh wow. That seems pretty great for a bike

Tripper > AestheticsInMotion
05/08/2019 at 17:37

Yea a personal loan for a brand new car is kind of odd. Also yes, my loan was for 1/3 of that.

Highlander-Datsuns are Forever > AestheticsInMotion
05/08/2019 at 17:38

Either a pony car or a big truck. My intern was a marine and he has a tundra.

mincz > AestheticsInMotion
05/08/2019 at 17:39

Wow, your friend is a wise man. Usually people buy the camaro/charger/mustang when they sew on E-3!

Svend > AestheticsInMotion
05/08/2019 at 17:40

Surely he would of got more favourable rates had he bought the car while still in the army.

Snuze: Needs another Swede > Sampsonite24-Earth's Least Likeliest Hero
05/08/2019 at 17:41

Oh the stories I could tell...

One sailor in particular, I remember... it’s around 2007 and I had just reported to this shop. This guy had a new 8th gen Civic Si. Over the course of that summer he did th e following; bought a brand new Kawasaki cruiser, wrecked it, traded the now damaged cruiser in for a ZX-6R, then wrecked (and totaled) that bike. Decided he’d had enough of bikes, so he traded his still less than year old Civic Si in on a Mustang GT, then dropped 2 grand on tacky 20" chrome rims. Before the end of the year he had stuffed that and totaled it.

Snuze: Needs another Swede > AestheticsInMotion
05/08/2019 at 17:43

At least he has good taste in cars.

I’ve seen a lot of sailors make horrible money decisions. I may have made some myself. But I also know a lot of people who made very good decisions

Nevermind, saw what you said about about it being a personal loan . Why?!? Could he not get a regular auto loan because of the car price vs. his now non-existent income stream?

bob and john > AestheticsInMotion
05/08/2019 at 17:44

it was just a personal, unsecured loan.

wafflesnfalafel > AestheticsInMotion
05/08/2019 at 17:56

I have worked with folks that cash in 401ks to buy travel trailers...

Not the most financially prudent decision... though I can see myself saying, “if I get through 4 years in the Army I am going to immediately get me a hot car no matter what it takes,” as a motivator...

AestheticsInMotion > Highlander-Datsuns are Forever
05/08/2019 at 18:12

My last assistant was a submarine operator. He had a mint Fiero. Looked good next to the Miata

Nauraushaun > AestheticsInMotion
05/08/2019 at 18:19

Army guys in Aus used to go and get a big V8 Commodore or Ute. Dunno what they’re doing now :(

Nauraushaun > AestheticsInMotion
05/08/2019 at 18:19

Army guys in Aus used to go and get a big V8 Commodore or Ute. Dunno what they’re doing now :(

Gerry197 > AestheticsInMotion
05/08/2019 at 18:30

That or sportbike.

BeaterGT > AestheticsInMotion
05/08/2019 at 18:45

He should just wait until he’s older to avoid any stereotypes. Oh, wait...

HondoyotaE38: A Japanese and German Collab...wait a minute > AestheticsInMotion
05/08/2019 at 19:03

Now he's gonna have more blind spots than that with the Camaro

AestheticsInMotion > Snuze: Needs another Swede
05/08/2019 at 19:28

Yeah.... Don't ask me. But yes at least the car is nice! I assume, I haven't seen it. He said it's a blue ZL1, that's all I know

AestheticsInMotion > wafflesnfalafel
05/08/2019 at 19:30

Ah yes, the Motorhome retirement plan. I used to take RV trips with my grandparents and when we stopped at RV parks we'd always end up chatting with retired couples that lived more or less full-time traveling the US in their Motorhome. Not the WORST way to do it

themanwithsauce - has as many vehicles as job titles > AestheticsInMotion
05/08/2019 at 19:35

Air Force guys apparently all bought Focus STs and RSes. Both friends I know who were in the air Force got brand new STs as soon as they got out. I assume the RS is the new ride of choice.

Wrong Wheel Drive (41%) > AestheticsInMotion
05/08/2019 at 19:36

Submariners are weirdos so they are the exception. Just think, they have to survive for months in cramped conditions in the dark under the Sea. Surely that would drive anyone mad.

AestheticsInMotion > Wrong Wheel Drive (41%)
05/08/2019 at 19:40

Hmm. Logic checks out

I like cars: Jim Spanfeller is one ugly motherfucker > AestheticsInMotion
05/08/2019 at 19:49

Shit, I mean, on one hand, yeah, super stereotypical. On the other, have you seen a ZL1? I did, briefly. It flew by while I was on the highway late at night, going about 90 because midwest. It was gone in two seconds. Those things are amazing!

AestheticsInMotion > I like cars: Jim Spanfeller is one ugly motherfucker
05/08/2019 at 19:51

Oh I cannot wait to get inside it. I still remember a year ago seeing a Polestar wagon, ZL1 and one of the fancy 911's chasing each other down for miles on a highway. I stayed with them as long as I could just to watch, albeit about 300ft back. I was probably going 90, so they were well into triple digits...

BaconSandwich is tasty. > Snuze: Needs another Swede
05/08/2019 at 20:58

I can only imagine what his insurance must have been like.

Snuze: Needs another Swede > BaconSandwich is tasty.
05/08/2019 at 21:06

I can’t even imagine. I remember at this time I was paying over $250 a month for my WRX. I ended up selling it to another guy I worked with and buying a CBR1000RR (that may or may not have been the reason the above sailor got a ZX-6R) and a used Ram. My insurance dropped by over 60%.

HFV has no HFV. But somehow has 2 motorcycles > AestheticsInMotion
05/09/2019 at 00:17

The Fiero looks like it could be a submarine. It’s a budget Esprit.

davesaddiction @ opposite-lock.com > AestheticsInMotion
05/09/2019 at 09:29

So he’s like, what, 23?

Crazy, but he’s probably got some cash saved, due to not having to pay for room and board, etc., for the past 5 years.

davesaddiction @ opposite-lock.com > HondoyotaE38: A Japanese and German Collab...wait a minute
05/09/2019 at 09:30

ZING!

RPM esq. > AestheticsInMotion
05/10/2019 at 02:03

It seems like 95% of the Camaros I see are within a mile of a military base . Like, I can go weeks without seeing a single Camaro outside a dealer lot, and if I drive past JBLM I’ll see 30 of them in 15 minutes. And 20 Chargers. Less true of the Mustang, which seems to be popular everywhere.

The one sort of exception to this was a Lingenfelter ZL1 (according to its many stickers and whatnot) that tried to drag race me on International Boulevard once. Instead, we just made loud exhaust noises at each other for awhile.